When is it permissible for a judge to accept a loan?

A judge may accept a loan when it follows the standard business terms typically offered by financial institutions. This means that the loan must have terms that are customary in the market, such as interest rates, repayment guidelines, and other conditions that are consistent with the practices of standard financial transactions. Accepting loans under these circumstances helps to ensure that there is no appearance of impropriety or conflict of interest, maintaining the integrity of the judiciary.

In contrast, loans from private lenders, family members, or as part of judicial fundraising events may introduce potential conflicts or give rise to ethical concerns about favoritism, favoritism, or bias, which judges must avoid to uphold the ethical standards of their position.